On June 25, 2015, the U.S. Supreme Court upheld disparate impact analysis under the Fair Housing Act. Although the court’s decision is limited to the Fair Housing Act (i.e., home loans), the ECOA and Reg B have long upheld disparate impact analysis for all consumer loans. Under a disparate impact analysis, an institution can be found liable for discrimination even if there was no intent to discriminate and even if steps were taken to prevent discrimination.
As a courtesy, Mountain West Credit Union Association is offering this webinar for free until December 31, 2015 to all affiliated members. To register, click here.