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The Federal Trade Commission (FTC) issued a new final rule, which bans deceptive and misleading mortgage advertising practices.  The final rule includes 19 examples of practices that will be prohibited once the rule becomes effective on August 19, 2011.  The final rule affects entities regulated by the FTC, which includes state-chartered credit unions.  Although federal credit unions are not under the FTC’s enforcement jurisdiction, the practices can still be viewed as general guidelines to keep in mind.  Read more...